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| A question for the medical professionals; The best healthcare in the world | |
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| Tweet Topic Started: Jul 14 2016, 11:06 PM (988 Views) | |
| Jolly | Jul 16 2016, 04:33 AM Post #26 |
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Geaux Tigers!
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Ok, a bit of a detour.... One thing I preached to my kids was to never consider a job on the merits of salary alone. You look at the total benefit package you are offered, with a microscopic examination of the insurance. My son's baby was a bit premature, stayed over two weeks in a NICU and his total bill when he walked out of the hospital was about $140. My daughter will deliver before the ned of the month. Between the way her job is structured, her health insurance and a judicious use of disability insurance, she will make money on any type of normal delivery and six week recovery. |
| The main obstacle to a stable and just world order is the United States.- George Soros | |
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| George K | Jul 16 2016, 04:36 AM Post #27 |
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Finally
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Word. D4 has been out from work for the last 3 weeks with a herniated disc, unresponsive to conservative therapy. She's having a microdiscectomy on Tuesday. Her employer-provided disability pays full salary after 2 (I believe) weeks of being out. |
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A guide to GKSR: Click "Now look here, you Baltic gas passer... " - Mik, 6/14/08 Nothing is as effective as homeopathy. I'd rather listen to an hour of Abba than an hour of The Beatles. - Klaus, 4/29/18 | |
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| Copper | Jul 16 2016, 04:46 AM Post #28 |
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Shortstop
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I walked away from a Cadillac benefit package 10 years ago. Being on your own helps you to understand how things work. Things work better with the Cadillac benefit package. |
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The Confederate soldier was peculiar in that he was ever ready to fight, but never ready to submit to the routine duty and discipline of the camp or the march. The soldiers were determined to be soldiers after their own notions, and do their duty, for the love of it, as they thought best. Carlton McCarthy | |
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| Aqua Letifer | Jul 16 2016, 05:53 AM Post #29 |
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ZOOOOOM!
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Yep, that's definitely a game you gotta play. I don't think people ought to, though. It's for some a serious compromise that wouldn't have to be made elsewhere. |
| I cite irreconcilable differences. | |
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| Jolly | Jul 16 2016, 06:32 AM Post #30 |
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Geaux Tigers!
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You're just saying that because you hate your job: https://www.washingtonpost.com/news/local/wp/2016/07/13/maryland-and-virginia-residents-apparently-hate-their-jobs-more-than-most-people/ |
| The main obstacle to a stable and just world order is the United States.- George Soros | |
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| Aqua Letifer | Jul 16 2016, 08:15 AM Post #31 |
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ZOOOOOM!
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Yes, that's kind of true. And people hate their jobs in VA and MD because they're high-paying yet unfulfilling. You can make a very good living for yourself designing forms for EPA's Office of Enforcement and Compliance Assurance, for example, but you're going to know that your daily labors are of no use, value or help to anyone. You won't be contributing in any way to some constructive venture or to the betterment of man, and you're damn well going to know it. During your 38-year career, you are going to cringe each and every time someone asks you what you do for a living, and you're going to preface your answer with an apology because you know how awful it sounds to say the words out loud. You will not be able to complain about a hard day at work to anyone, because the problems of form design, however real to you, will sound worthless and trivial to everyone else, because they are. Your kids will never brag about your job—the very source of their well-being—to their friends. Your decent paycheck will be your only source of self-respect for decades. Yeah, I can see how people would be kinda unhappy there. |
| I cite irreconcilable differences. | |
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| Steve Miller | Jul 16 2016, 11:11 AM Post #32 |
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Bull-Carp
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Thanks for posting this. I've been wondering if a "wait and see" approach would be the way to go or simply a way for my insurance company to save a few bucks. I worry a bit that my general distrust of insurance companies is clouding my judgement and keeping me from getting things done. I'm going to carry your advice with me when I go in on Monday and if the PA suggests hanging with it for a while I'll be good with that. It does seem to get a little better every day, so there is that. Thanks again. |
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Wag more Bark less | |
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| Steve Miller | Jul 16 2016, 11:29 AM Post #33 |
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Bull-Carp
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I've had Cadillac insurance, bare bones insurance, no insurance and everything in between over the years. When my son was born we had terrific insurance through my employer. He was a bit premature, spent several nights in the NICU and got consultations from various experts from Children's Hospital. God knows what the bill was - our portion was less than $100. When I broke my leg in 1990 we had sketchy insurance through my wife's employer. It happened in the middle of the desert; luckily the local hospital had lots of experience with such things (closest hospital to Glamis Sand Dunes and Ocotillo Wells Off Road Vehicle Park) and was able to take care of things right there and right away. Just before I went in to the OR I got a call from my wife telling me that our insurance was such that they would only cover the all of the work if it was done on an outpatient basis because the desert hospital was not "in network". Staying overnight (which the surgeon recommended) was going to cost us a minimum of $3K out of pocket - probably more. I talked the surgeon in to releasing me after the surgery and my buddies threw me in the back of a pickup and took me back to the campsite at 11:30 that night. As they were trundling me in to the truck the surgeon came out and couldn't believe what we were doing - we had told him we had a motor home (which we did - just not at the hospital) and he did not recommend my riding in the back of truck after a surgery like the one I had. I talked him in to it again and as he walked away I could hearing him muttering something about all dirt bike riders being crazy. $3000 was a lot of money to us in 1990. Still is. |
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Wag more Bark less | |
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| Aqua Letifer | Jul 16 2016, 11:53 AM Post #34 |
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ZOOOOOM!
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That shit shouldn't happen. I don't care what anybody does for a living—not having job X doesn't make you a person less deserving of basic surgery—that shit just should not happen. No excuse for it. |
| I cite irreconcilable differences. | |
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| Larry | Jul 16 2016, 12:01 PM Post #35 |
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Mmmmmmm, pie!
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You could try an old Southern home remedy - possum stew and a big pile of boiled taters...... |
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Of the Pokatwat Tribe | |
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| sue | Jul 16 2016, 02:33 PM Post #36 |
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HOLY CARP!!!
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no kidding. so sorry to hear this, Steve. Holy crap, it really sucks that you should have to worry about money, when you need medical help. As others have said, 61 is way too young to give up on your quality of life. |
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| Catseye | Jul 16 2016, 02:40 PM Post #37 |
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Pisa-Carp
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Best wishes for best outcome, Steve. |
| "How awful a knowledge of the truth can be." -- Sophocles, Oedipus Rex | |
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| bachophile | Jul 16 2016, 07:29 PM Post #38 |
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HOLY CARP!!!
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But hey, that's socialist Bernie Sanders heresy |
| "I don't know much about classical music. For years I thought the Goldberg Variations were something Mr. and Mrs. Goldberg did on their wedding night." Woody Allen | |
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| Aqua Letifer | Jul 16 2016, 08:02 PM Post #39 |
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ZOOOOOM!
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Yeah. It's turned into some polarizing liberal thing. You can't ever for example be pro-gun rights in this country and be for socialized medicine. Stupid. |
| I cite irreconcilable differences. | |
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| Red Rice | Jul 16 2016, 09:17 PM Post #40 |
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HOLY CARP!!!
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I don't have much more to add to the good advice here, except to hope that Steve's problem isn't too serious. The shoulder is a complex and unstable joint, and maintaining flexibility is both difficult and necessary. |
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Civilisation, I vaguely realized then - and subsequent observation has confirmed the view - could not progress that way. It must have a greater guiding principle to survive. To treat it as a carcase off which each man tears as much as he can for himself, is to stand convicted a brute, fit for nothing better than a jungle existence, which is a death-struggle, leading nowhither. I did not believe that was the human destiny, for Man individually was sane and reasonable, only collectively a fool. I hope the gunner of that Hun two-seater shot him clean, bullet to heart, and that his plane, on fire, fell like a meteor through the sky he loved. Since he had to end, I hope he ended so. But, oh, the waste! The loss! - Cecil Lewis | |
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| Klaus | Jul 17 2016, 03:14 AM Post #41 |
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HOLY CARP!!!
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What I find confusing is that many Americans seem to think that there are only two choices: The "free market" system or "socialized" medicine. It's like American movies: Good vs evil. White vs. black. But in fact there is a very wide and multi-dimensional spectrum of health systems. For instance, I'm insured by a private company, but I'll never pay a single Euro for treatments out of my own pocket (with some exceptions for dental work) because the companies must pay 100% of all costs by law. |
| Trifonov Fleisher Klaus Sokolov Zimmerman | |
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| Catseye | Jul 19 2016, 03:41 PM Post #42 |
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Pisa-Carp
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So, nu? |
| "How awful a knowledge of the truth can be." -- Sophocles, Oedipus Rex | |
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| Copper | Jul 19 2016, 04:29 PM Post #43 |
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Shortstop
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The thing is you are going to pay for it one way or the other. Either the feds take something out of every paycheck for your entire life. Or you save something on your own out of every paycheck. How many middle men will it take to fix the problem? I don't mean to pick on a guy with a bad shoulder but that's how I see it. And I know the average guy isn't going to save like that. That is part of the reason we have to have insurance. |
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The Confederate soldier was peculiar in that he was ever ready to fight, but never ready to submit to the routine duty and discipline of the camp or the march. The soldiers were determined to be soldiers after their own notions, and do their duty, for the love of it, as they thought best. Carlton McCarthy | |
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| Steve Miller | Jul 19 2016, 08:06 PM Post #44 |
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Bull-Carp
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So far, so good. I actually like the PA better than I do my doctor. He doesn't seem to be so pressed for time. X-Ray, referral to an orthopedic specialist, prescription for PT. Offered a prescription for Naproxen but I don't see the point. It's cheap OTC. He checked to be sure my insurance would cover all of it and he thinks it will. Meantime, it gets a little better every day all by itself. A question. The PA seemed concerned about the metal plates in my leg - like it might make an MRI, if I need one - a problem. Is it? |
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Wag more Bark less | |
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| brenda | Jul 20 2016, 02:02 AM Post #45 |
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..............
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Glad you are seeking help, seeing improvement, and have a course of action planned. Just feeling more in control of the situation will ease your mind. That's worth a lot, too. |
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“Weeds are flowers, too, once you get to know them.” ~A.A. Milne | |
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| George K | Jul 20 2016, 03:00 AM Post #46 |
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Finally
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In all likelihood, the plates in your leg are non-ferrous metal. Probably titanium. That should not present a problem for an MRI. |
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A guide to GKSR: Click "Now look here, you Baltic gas passer... " - Mik, 6/14/08 Nothing is as effective as homeopathy. I'd rather listen to an hour of Abba than an hour of The Beatles. - Klaus, 4/29/18 | |
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| bachophile | Jul 20 2016, 08:22 AM Post #47 |
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HOLY CARP!!!
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only one way to find out, jump into the magnet and see if they go flying out of your leg |
| "I don't know much about classical music. For years I thought the Goldberg Variations were something Mr. and Mrs. Goldberg did on their wedding night." Woody Allen | |
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| Mark | Jul 20 2016, 08:39 AM Post #48 |
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HOLY CARP!!!
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Broken ankle in the Midwest of the US costs over $70,000.00 to fix. One, "Medical Spec" "drywall screw" was billed at over $3,500.00 "Surgical supplies" $30,000.00. An even, whole number. Not $31,465.75 or anything even resembling an effort to make it not look like a scam. Our health care system is severely broken. Edited by Mark, Jul 20 2016, 08:42 AM.
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___.___ (_]===* o 0 When I see an adult on a bicycle, I do not despair for the future of the human race. H.G. Wells | |
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| Mark | Jul 20 2016, 08:43 AM Post #49 |
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HOLY CARP!!!
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As far as retirement is concerned. I will be working until my last day. I will be on the hook for over $20k in medical expenses this year. |
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___.___ (_]===* o 0 When I see an adult on a bicycle, I do not despair for the future of the human race. H.G. Wells | |
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| Aqua Letifer | Jul 20 2016, 09:02 AM Post #50 |
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ZOOOOOM!
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| I cite irreconcilable differences. | |
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11:21 AM Jul 11