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McCain's Health Plan Proposal
Topic Started: Apr 29 2008, 10:07 AM (64 Views)
QuirtEvans
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I Owe It All To John D'Oh
Quote:
 
A tax credit to help individuals and families buy health insurance is at the heart of a health care proposal Sen. John McCain unveiled Tuesday.

The credits will spark greater competition among insurance providers and put "individuals and families back in charge" the presumptive Republican presidential nominee said during a speech in Tampa, Florida.

"Millions of Americans would be making their own health care choices again," McCain said. "Insurance companies could no longer take your business for granted, offering narrow plans with escalating costs."

Under McCain's heath care plan, individuals would be eligible for a $2,500 credit and families a $5,000 credit to help pay for health insurance if they do not subscribe to, or do not have access to, employer-provided health care coverage. The government would send the money directly to insurers.

Doug Holtz-Eakin, a McCain senior policy adviser, said the tax credit would allow individuals to obtain health coverage "tailored to the circumstances of your life" rather than being forced to accept the insurance provided by an employer.


That part sounds good to me.

But here's where it runs into problems:

Quote:
 
McCain also proposed that state governments set up a nonprofit Guaranteed Access Plan to provide coverage to individuals who are denied coverage from private insurers due to pre-existing conditions. McCain said he would work with Congress, governors and private industry to adequately fund the program.


If he'd make that mandatory, I could get on board a little more quickly.

I also like these parts:

Quote:
 
The Arizona Republican would also permit generic drugs to be imported from Canada to increase competition among pharmaceutical manufacturers.

"We know competition and choice drive down costs," Carly Fiorina, a former Hewlett-Packard CEO who is advising the McCain campaign, said.

Holtz-Eakin said the plan would also encourage insurers and health care providers to deliver better health and disease management as well as more preventative medicine such as anti-smoking programs, which he said would further reduce costs.

Health providers would be paid for "doing the right thing" rather than being paid for every test and procedure, he said.


http://www.cnn.com/2008/POLITICS/04/29/mcc...care/index.html
It would be unwise to underestimate what large groups of ill-informed people acting together can achieve. -- John D'Oh, January 14, 2010.
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