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Democrats Suck!; Health Savings Sabotage
Topic Started: Apr 19 2008, 03:24 PM (299 Views)
Daniel
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HOLY CARP!!!
George K
Apr 19 2008, 10:29 PM
...perhaps looking at facts rather than what Michael Moore has told you talking points would make your argument more convincing.

I am well aware of the rise in the cost of living in the last seven years. I am well aware of how middle and working class people live and whether or not their wages have kept up with inflation, and whether or not they have adequate health coverage and pensions. I don't take talking points from Michael Moore. Do you take talking points from the RNC? Most people here like you but when you attack me when I haven't said anything personal toward you, that's a little frustrating.
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QuirtEvans
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I Owe It All To John D'Oh
Daniel
Apr 20 2008, 03:18 AM
George K
Apr 19 2008, 10:29 PM
Inflation adjusted wages have risen for every group in the last 5 years.

That's not what your chart shows.

We've had this argument before, George. The median household income in the U.S. has gone DOWN in the last seven years.
It would be unwise to underestimate what large groups of ill-informed people acting together can achieve. -- John D'Oh, January 14, 2010.
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JBryan
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I am the grey one
I have an HSA because I simply cannot afford to pay what it costs for "regular" health insurance. I was paying nearly 900 dollars a month for a 3,000 dollar deductibel for my wife and I. Moving to an Hsas brought it down to 500 per month but with a 10,000 dollar deductible. It has since gone up to nealy 700 dollars per month (whatever I have it seems to go up 10 or 11% per year). I'm sure this provision by the Democrats will push it up even higher. Oh, and I am not buying iPods and stuff withg my HSA. That would be stupid since I am on the hook for the first 10K of any medical expense I have.
"Any man who would make an X rated movie should be forced to take his daughter to see it". - John Wayne


There is a line we cross when we go from "I will believe it when I see it" to "I will see it when I believe it".


Henry II: I marvel at you after all these years. Still like a democratic drawbridge: going down for everybody.

Eleanor: At my age there's not much traffic anymore.

From The Lion in Winter.
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Mikhailoh
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If you want trouble, find yourself a redhead
Maybe if they would just drop the stupid requirement that if you don't spend it on healthcare you lose it. MAYBE if it just goes back to taxable income the INCENTIVE to cheat would go away. In short, simply make healthcare expense deductible.

In any event, I have had these accounts since the 80's, and so has everyone else I know. The only way I have even come CLOSE to cheating is buying glasses and contacts I really did not NEED and the end of the year because there was money left over. I seriously doubt that cheating is widespread.

Like the article said - this is meant to deepen the healthcare problem so that we will accept national single payer. Your tax dollars used to manipulate you. Nice. Go Obama.

Once in his life, every man is entitled to fall madly in love with a gorgeous redhead - Lucille Ball
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Mark
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HOLY CARP!!!
Mik,

Modern HSA's roll over year to year. You no longer have to spend it or loose it.

If you still have one of those I would suggest you look into a modern HSA policy.

JBryan,

I have no idea why you pay so much monthly with such a high deductible.

I have a family of 5 and my premium is < $600.00 with a $2,500.00 Deductible. I do not have an HSA on this policy although I am looking into one.

The monthly started out just under $400.00 about 4 years ago.
___.___
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o 0
When I see an adult on a bicycle, I do not despair for the future of the human race. H.G. Wells
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Mikhailoh
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If you want trouble, find yourself a redhead
Well - news to me!!! Thanks, Mark. I'll look at it.

I'm such a dinosaur.
Once in his life, every man is entitled to fall madly in love with a gorgeous redhead - Lucille Ball
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JBryan
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I am the grey one
I don't know why my premiums are so high either. Idon't smoke I am in reasonably good shape. Aside from allergies and physicals I never have need to see a doctor. That is what it is, though.
"Any man who would make an X rated movie should be forced to take his daughter to see it". - John Wayne


There is a line we cross when we go from "I will believe it when I see it" to "I will see it when I believe it".


Henry II: I marvel at you after all these years. Still like a democratic drawbridge: going down for everybody.

Eleanor: At my age there's not much traffic anymore.

From The Lion in Winter.
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Axtremus
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HOLY CARP!!!
Mark
Apr 20 2008, 10:31 AM
Modern HSA's roll over year to year. You no longer have to spend it or loose it.

Cool, I didn't know that before, thanks! :thumb:

To GeorgeK's point, I quite agree that the American "poor" is generally materially wealthier than many other countries' "middle classes."

And to acknowledge Daniel's point, I actually like the single payer universal healthcare model.

It's all rising expectations, man.
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Luke's Dad
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Emperor Pengin
We're enrolled in a medical flexible spending account, but it looks to me like a roll over HSA might be a much better option for us, especially if you don't lose your unreimbursed contributions at the end of the year. We lost close to $200.00 last year. Do the HSA's gain any kind of interest?
The problem with having an open mind is that people keep trying to put things in it.
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Luke's Dad
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Emperor Pengin
Having it as an option for employers to contribute as well instead of paying towards premiums would be a great boon to employers. Healthcare costs for businesses can make or break a company. If they can have this option, I think you'd see fewer layoffs and lower unemployment rates, perhaps even a rise in income levels.
The problem with having an open mind is that people keep trying to put things in it.
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Renauda
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HOLY CARP!!!
Jolly
Apr 19 2008, 10:06 PM
I don't have to ask. I only have to watch them cross the border to enjoy fee-on-demand medicine. They can get what they want, when they want it.

Or would you rather they wait?

I am sure you truly want believe that but to tell you the truth I've never met anyone here who has done that or even met someone who knows someone who has done that other than for some very expensive elective cosmetic procedures. I do however know of a couple of instances where our public health care insurance system has flown highly specialized US based surgeons here to perform emergency surgeries.

Our system despite its pimples is as good as anything you have in the US.
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