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| Some numbers to knock around... | |
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| Tweet Topic Started: Mar 6 2008, 07:02 PM (159 Views) | |
| Jolly | Mar 6 2008, 07:02 PM Post #1 |
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Geaux Tigers!
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QUICK MASSACHUSETTS STATS Median income, family of four $89,347 Number of uninsured 500,000 to 650,000 Newly enrolled in Massachusetts insurance plans: 122,582 Full Subsidy: 92,884 76% Some Subsidy: 22,534 18% Unsubsidized: 7,164 6% Family of four, 300% federal poverty level: $61,956 (Mass. subsidy cap) Massachusetts cost promise: $200/mo. for comprehensive coverage Massachusetts cost reality: up to $531/mo. plus co-pays and deductibles for “basic” plan Cheapest “affordable” plans in Massachusetts 55 year old in Boston: $4510 premium/yr, 9% of $50,000 income Late-forties couple in small town: $9,121 premium/yr, 11.4% of $80,000 income Family, mid-fifties, two kids in rural Greenfield: $13,752 premium/yr, 12.% of $110,000 income 18% of uninsured automatically exempted from mandate because premiums are unaffordable: Anyone, of any age, who earns just above 300% of the federal poverty level Singles over 55 making less than $50,000 a year Couples over 50, unless their income is above $80,000 a year Families over 30 making up to $90,000 a year Annual Premium Range w/o Exemption or Subsidy 55-year-old in Boston: $4,510 - $10,878 Mid-thirties couple on the Cape: $7,054 - $14,280 Rural family in their early fifties, one child: $11,334 - $24,723 The cheapest plans offered in Massachusetts come with $2000 deductibles, co-pays of up to 35% for most health services, separate medication deductibles with up to 50% co-pays, and cap only some out-of-pocket costs. Premiums are considered affordable up to 10% of a family’s income. Those with “affordable” options include: A Boston couple in their late forties with a $60,001 income can “afford” premiums of $500 a month. The only plan available to them, for $468 a month (9.3% of their income), has no drug coverage, as well as a $2,000 deductible and 20% coinsurance on most health services. A single 55-year-old making $50,001 a year in Boston would pay $4510 in premiums – 9% of her income – for the cheapest plan available with prescription drug coverage. It includes coinsurance of 20% up to $5000 a year. If her additional out-of-pocket costs that year are only the plan’s $2000 deductible she would spend $6510, or 13% of her income, on health coverage. A couple in their late forties living in Barnstable would pay a minimum $760 a month, or $9,121 a year, for the cheapest plan with prescription drug coverage – 11.4% of annual income for a family making $80,000 a year. http://www.consumerwatchdog.org/resources/masshealth.pdf |
| The main obstacle to a stable and just world order is the United States.- George Soros | |
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| JoeB | Mar 6 2008, 08:53 PM Post #2 |
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Senior Carp
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Smells like an extremely regressive tax to me. But it is Massachusetts, after all, where the winters are cold and the taxes are heavy. |
| "There are many ingredients in the stew of annoyance." - Bucky Katt | |
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| QuirtEvans | Mar 7 2008, 03:08 AM Post #3 |
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I Owe It All To John D'Oh
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Based on what I know, all those facts seem accurate to me. |
| It would be unwise to underestimate what large groups of ill-informed people acting together can achieve. -- John D'Oh, January 14, 2010. | |
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| Jolly | Mar 7 2008, 08:19 AM Post #4 |
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Geaux Tigers!
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Can people afford this? In particular, can a state like California (the example in the link) afford this? This is the basic plan of the Democrats... |
| The main obstacle to a stable and just world order is the United States.- George Soros | |
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| Axtremus | Mar 7 2008, 09:28 AM Post #5 |
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HOLY CARP!!!
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... proudly proposed, implemented, and taken credit by Massachusetts Governor Mitt Romney, a Republican.
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| Jolly | Mar 7 2008, 09:31 AM Post #6 |
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Geaux Tigers!
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Who didn't make it to the Big Show!
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| The main obstacle to a stable and just world order is the United States.- George Soros | |
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6:17 AM Jul 11