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Should I cancel my VISA card?
Topic Started: Jun 18 2005, 10:53 AM (266 Views)
kenny
HOLY CARP!!!
This is getting scary.
I don't want to be the victim of identity theft.

I go to a LOT of trouble to ensure that doesn't happen to me.
I have limited myself to only one credit card.
I burn all the junk mail I get for credit card offers, old bank statements, and anything with personal info on it.
I even burn the envelopes so trash diggers can't even figure out which bank I use.
I remove my car registration, insurance slip and house keys before I hand over (only) the car key at the car wash.
I have used a PO box for 20 years for all my non-personal correspondence.

But now even the VISA company itself is exposing me to risk.
In the modern world we can't live without at lease one credit card.


http://money.cnn.com/2005/06/17/news/maste...dex.htm?cnn=yes

:hair: :hair: :hair: :hair:
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TomK
HOLY CARP!!!
Send it to me kenny, I'll take care of it. :D
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plays88keys
Pisa-Carp
kenny, you've covered all the bases. I don't think you need to lose a moment's sleep over this issue.

And keep your card!
You can never get enough of what you don't need to make you happy.
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Steve Miller
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Bull-Carp
Kenny-

Methinks you worry too much.

Steve
Wag more
Bark less
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kenny
HOLY CARP!!!
Steve Miller
Jun 18 2005, 11:39 AM
Kenny-

Methinks you worry too much.

Steve

Yes, I worry that you are right.
;)
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The 89th Key
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Yeah I think VISA is the most secure main card out there...I'm staying strong with VISA.
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Steve Miller
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Bull-Carp
kenny
Jun 18 2005, 01:35 PM
Yes, I worry that you are right.
;)

If you are realy concerned about identity theft, you can get a yearly subscription to some place like myfico.com and check on it regularly. If anyone tries to mess with your identity, it will show up there early on. It's about $80/year for the full-boat deal.

Various credit cards (probably your Visa card) also offer a service where they notify you any time your credit file shows activity. You might like one of these services, although they are not particularly cheap either.

Alternately, you can take comfort in the fact your legal liability for someone using your card without authorization is $50, and most card companies waive it. It can be a big hassle if you happen to get scammed by a really agressive scammer, but if you don't have a lot of open credit accounts you can probably fix any problems without much grief.


Wag more
Bark less
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Fizzygirl
Fulla-Carp
Kenny if you continue to be concerned, call up your VISA company and ask them for a new number. They should be happy to accomodate you and send you a new card.
Cats are intended to teach us that not everything in nature has a purpose. ~ Garrison Keillor


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